Cultura e inclusión Financiera Digital de los Emprendedores Emergentes de un Mercado Zonal - Perú

Anni Yadira Elizabeth Narro Aliaga; Dany Micky Monzon Mendoza; Segundo Eloy Soto Abanto; Flor Alicia Calvanapón Alva

doi:10.18687/LEIRD2022.1.1.140

Cultura e inclusión Financiera Digital de los Emprendedores Emergentes de un Mercado Zonal - Perú

Anni Yadira Elizabeth Narro Aliaga
, Dany Micky Monzon Mendoza
, Segundo Eloy Soto Abanto
, Flor Alicia Calvanapón Alva

Research output: Chapter in Book/Report/Conference proceeding › Conference contribution › peer-review

3 Scopus citations

Abstract

The covid-19 brought great difficulties, making it impossible to have resources to cover the basic needs of the family, so the population has had to look for possible alternatives to cope with the situation, such as creating businesses to cover the basic family basket. However, there is uncertainty as to whether these entrepreneurs understand the financial culture to better manage their businesses and at the same time whether they have the digital financial inclusion in their ventures that will allow them to continue in the market. Therefore, the objective of this study is to determine the relationship between financial culture and digital financial inclusion of emerging entrepreneurs in a market. In this research with a quantitative approach, correlational scope and non-experimental design, a survey was applied to a sample of 108 entrepreneurs in a zonal market. The results showed that the financial culture variable and the digital financial inclusion variable have a significant relationship according to Spearman's Rho test.

Translated title of the contribution	Digital Financial Culture and Inclusion of Emerging Entrepreneurs in a Zonal Market – Peru
Original language	Spanish
Title of host publication	Proceedings of the 2nd LACCEI International Multiconference on Entrepreneurship, Innovation and Regional Development
Subtitle of host publication	Exponential Technologies and Global Challenges: Moving Toward a New Culture of Entrepreneurship and Innovation for Sustainable Development, LEIRD 2022
Editors	Maria M. Larrondo Petrie, Jose Texier, Rodolfo Andres Rivas Matta
Publisher	Latin American and Caribbean Consortium of Engineering Institutions
ISBN (Electronic)	9786289520736
DOIs	https://doi.org/10.18687/LEIRD2022.1.1.140
State	Published - 1 Jan 2022
Event	2nd LACCEI International Multiconference on Entrepreneurship, Innovation and Regional Development, LEIRD 2022 - Virtual, Online, Colombia Duration: 6 Dec 2022 → 7 Dec 2022

Publication series

Name	Proceedings of the LACCEI international Multi-conference for Engineering, Education and Technology
Volume	2022-December
ISSN (Electronic)	2414-6390

Conference

Conference	2nd LACCEI International Multiconference on Entrepreneurship, Innovation and Regional Development, LEIRD 2022
Country/Territory	Colombia
City	Virtual, Online
Period	6/12/22 → 7/12/22

UN SDGs

This output contributes to the following UN Sustainable Development Goals (SDGs)

SDG 8 Decent Work and Economic Growth

Access to Document

10.18687/LEIRD2022.1.1.140

Cite this

Elizabeth Narro Aliaga, A. Y., Monzon Mendoza, D. M., Soto Abanto, S. E., & Calvanapón Alva, F. A. (2022). Cultura e inclusión Financiera Digital de los Emprendedores Emergentes de un Mercado Zonal - Perú. In M. M. Larrondo Petrie, J. Texier, & R. A. R. Matta (Eds.), Proceedings of the 2nd LACCEI International Multiconference on Entrepreneurship, Innovation and Regional Development: Exponential Technologies and Global Challenges: Moving Toward a New Culture of Entrepreneurship and Innovation for Sustainable Development, LEIRD 2022 (Proceedings of the LACCEI international Multi-conference for Engineering, Education and Technology; Vol. 2022-December). Latin American and Caribbean Consortium of Engineering Institutions. https://doi.org/10.18687/LEIRD2022.1.1.140

Elizabeth Narro Aliaga, Anni Yadira ; Monzon Mendoza, Dany Micky ; Soto Abanto, Segundo Eloy et al. / Cultura e inclusión Financiera Digital de los Emprendedores Emergentes de un Mercado Zonal - Perú. Proceedings of the 2nd LACCEI International Multiconference on Entrepreneurship, Innovation and Regional Development: Exponential Technologies and Global Challenges: Moving Toward a New Culture of Entrepreneurship and Innovation for Sustainable Development, LEIRD 2022. editor / Maria M. Larrondo Petrie ; Jose Texier ; Rodolfo Andres Rivas Matta. Latin American and Caribbean Consortium of Engineering Institutions, 2022. (Proceedings of the LACCEI international Multi-conference for Engineering, Education and Technology).

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title = "Cultura e inclusi{\'o}n Financiera Digital de los Emprendedores Emergentes de un Mercado Zonal - Per{\'u}",

abstract = "The covid-19 brought great difficulties, making it impossible to have resources to cover the basic needs of the family, so the population has had to look for possible alternatives to cope with the situation, such as creating businesses to cover the basic family basket. However, there is uncertainty as to whether these entrepreneurs understand the financial culture to better manage their businesses and at the same time whether they have the digital financial inclusion in their ventures that will allow them to continue in the market. Therefore, the objective of this study is to determine the relationship between financial culture and digital financial inclusion of emerging entrepreneurs in a market. In this research with a quantitative approach, correlational scope and non-experimental design, a survey was applied to a sample of 108 entrepreneurs in a zonal market. The results showed that the financial culture variable and the digital financial inclusion variable have a significant relationship according to Spearman's Rho test.",

keywords = "Digital Financial Inclusion, Financial Awareness, Financial Culture, Financial Knowledge, Financial Skills",

author = "\{Elizabeth Narro Aliaga\}, \{Anni Yadira\} and \{Monzon Mendoza\}, \{Dany Micky\} and \{Soto Abanto\}, \{Segundo Eloy\} and \{Calvanap{\'o}n Alva\}, \{Flor Alicia\}",

note = "Publisher Copyright: {\textcopyright} 2022 Latin American and Caribbean Consortium of Engineering Institutions. All rights reserved.; 2nd LACCEI International Multiconference on Entrepreneurship, Innovation and Regional Development, LEIRD 2022 ; Conference date: 06-12-2022 Through 07-12-2022",

year = "2022",

month = jan,

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doi = "10.18687/LEIRD2022.1.1.140",

language = "Espa{\~n}ol",

series = "Proceedings of the LACCEI international Multi-conference for Engineering, Education and Technology",

publisher = "Latin American and Caribbean Consortium of Engineering Institutions",

editor = "\{Larrondo Petrie\}, \{Maria M.\} and Jose Texier and Matta, \{Rodolfo Andres Rivas\}",

booktitle = "Proceedings of the 2nd LACCEI International Multiconference on Entrepreneurship, Innovation and Regional Development",

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Elizabeth Narro Aliaga, AY, Monzon Mendoza, DM, Soto Abanto, SE & Calvanapón Alva, FA 2022, Cultura e inclusión Financiera Digital de los Emprendedores Emergentes de un Mercado Zonal - Perú. in MM Larrondo Petrie, J Texier & RAR Matta (eds), Proceedings of the 2nd LACCEI International Multiconference on Entrepreneurship, Innovation and Regional Development: Exponential Technologies and Global Challenges: Moving Toward a New Culture of Entrepreneurship and Innovation for Sustainable Development, LEIRD 2022. Proceedings of the LACCEI international Multi-conference for Engineering, Education and Technology, vol. 2022-December, Latin American and Caribbean Consortium of Engineering Institutions, 2nd LACCEI International Multiconference on Entrepreneurship, Innovation and Regional Development, LEIRD 2022, Virtual, Online, Colombia, 6/12/22. https://doi.org/10.18687/LEIRD2022.1.1.140

Cultura e inclusión Financiera Digital de los Emprendedores Emergentes de un Mercado Zonal - Perú. / Elizabeth Narro Aliaga, Anni Yadira; Monzon Mendoza, Dany Micky; Soto Abanto, Segundo Eloy et al.
Proceedings of the 2nd LACCEI International Multiconference on Entrepreneurship, Innovation and Regional Development: Exponential Technologies and Global Challenges: Moving Toward a New Culture of Entrepreneurship and Innovation for Sustainable Development, LEIRD 2022. ed. / Maria M. Larrondo Petrie; Jose Texier; Rodolfo Andres Rivas Matta. Latin American and Caribbean Consortium of Engineering Institutions, 2022. (Proceedings of the LACCEI international Multi-conference for Engineering, Education and Technology; Vol. 2022-December).

Research output: Chapter in Book/Report/Conference proceeding › Conference contribution › peer-review

TY - GEN

T1 - Cultura e inclusión Financiera Digital de los Emprendedores Emergentes de un Mercado Zonal - Perú

AU - Elizabeth Narro Aliaga, Anni Yadira

AU - Monzon Mendoza, Dany Micky

AU - Soto Abanto, Segundo Eloy

AU - Calvanapón Alva, Flor Alicia

PY - 2022/1/1

Y1 - 2022/1/1

N2 - The covid-19 brought great difficulties, making it impossible to have resources to cover the basic needs of the family, so the population has had to look for possible alternatives to cope with the situation, such as creating businesses to cover the basic family basket. However, there is uncertainty as to whether these entrepreneurs understand the financial culture to better manage their businesses and at the same time whether they have the digital financial inclusion in their ventures that will allow them to continue in the market. Therefore, the objective of this study is to determine the relationship between financial culture and digital financial inclusion of emerging entrepreneurs in a market. In this research with a quantitative approach, correlational scope and non-experimental design, a survey was applied to a sample of 108 entrepreneurs in a zonal market. The results showed that the financial culture variable and the digital financial inclusion variable have a significant relationship according to Spearman's Rho test.

AB - The covid-19 brought great difficulties, making it impossible to have resources to cover the basic needs of the family, so the population has had to look for possible alternatives to cope with the situation, such as creating businesses to cover the basic family basket. However, there is uncertainty as to whether these entrepreneurs understand the financial culture to better manage their businesses and at the same time whether they have the digital financial inclusion in their ventures that will allow them to continue in the market. Therefore, the objective of this study is to determine the relationship between financial culture and digital financial inclusion of emerging entrepreneurs in a market. In this research with a quantitative approach, correlational scope and non-experimental design, a survey was applied to a sample of 108 entrepreneurs in a zonal market. The results showed that the financial culture variable and the digital financial inclusion variable have a significant relationship according to Spearman's Rho test.

KW - Digital Financial Inclusion

KW - Financial Awareness

KW - Financial Culture

KW - Financial Knowledge

KW - Financial Skills

UR - https://www.scopus.com/pages/publications/85150720864

U2 - 10.18687/LEIRD2022.1.1.140

DO - 10.18687/LEIRD2022.1.1.140

M3 - Contribución a la conferencia

AN - SCOPUS:85150720864

T3 - Proceedings of the LACCEI international Multi-conference for Engineering, Education and Technology

BT - Proceedings of the 2nd LACCEI International Multiconference on Entrepreneurship, Innovation and Regional Development

A2 - Larrondo Petrie, Maria M.

A2 - Texier, Jose

A2 - Matta, Rodolfo Andres Rivas

PB - Latin American and Caribbean Consortium of Engineering Institutions

T2 - 2nd LACCEI International Multiconference on Entrepreneurship, Innovation and Regional Development, LEIRD 2022

Y2 - 6 December 2022 through 7 December 2022

ER -

Elizabeth Narro Aliaga AY, Monzon Mendoza DM, Soto Abanto SE, Calvanapón Alva FA. Cultura e inclusión Financiera Digital de los Emprendedores Emergentes de un Mercado Zonal - Perú. In Larrondo Petrie MM, Texier J, Matta RAR, editors, Proceedings of the 2nd LACCEI International Multiconference on Entrepreneurship, Innovation and Regional Development: Exponential Technologies and Global Challenges: Moving Toward a New Culture of Entrepreneurship and Innovation for Sustainable Development, LEIRD 2022. Latin American and Caribbean Consortium of Engineering Institutions. 2022. (Proceedings of the LACCEI international Multi-conference for Engineering, Education and Technology). doi: 10.18687/LEIRD2022.1.1.140

Cultura e inclusión Financiera Digital de los Emprendedores Emergentes de un Mercado Zonal - Perú

Abstract

Publication series

Conference

UN SDGs

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