TY - GEN
T1 - Endeudamiento y la Cultura Financiera
T2 - 21st LACCEI International Multi-Conference for Engineering, Education and Technology, LACCEI 2023
AU - Esquivel-Espinales, Diana C.
AU - Olemar-Oliva, Gary A.
AU - Mori-Ugarte, Claudia E.
AU - Flores-Rodriguez, Luis A.
AU - Cieza-Mostacero, Segundo E.
N1 - Publisher Copyright:
© 2023 Latin American and Caribbean Consortium of Engineering Institutions. All rights reserved.
PY - 2023/1/1
Y1 - 2023/1/1
N2 - The main objective of this research was to determine the relationship that exists between indebtedness and the financial culture of the administration students of the Universidad Privada Antenor Orrego de Trujillo Campus in the year 2022. The study was carried out using the non-experimental quantitative approach of correlational descriptive design, also two questionnaires of 14 items each were used as data collection instruments which were validated using the Kuder-Richardson technique with a result of 0.77 these were used to analyze a population of 279 students belonging to the Economically Active Population (EAP) of legal age, belonging to the seventh cycle onwards during the period from August to December of the year 2022, from which a sample of 162 students was extracted with a confidence level of 95% and a sampling error of 5%. The results obtained were that 59.88% of the students have a low level of indebtedness and 48.15% demonstrated a medium level of financial literacy. The main conclusion was that a low positive relationship was determined between the indebtedness of Administration students with the dimensions of financial culture considered in this research, such as knowledge, ability and financial attitude.
AB - The main objective of this research was to determine the relationship that exists between indebtedness and the financial culture of the administration students of the Universidad Privada Antenor Orrego de Trujillo Campus in the year 2022. The study was carried out using the non-experimental quantitative approach of correlational descriptive design, also two questionnaires of 14 items each were used as data collection instruments which were validated using the Kuder-Richardson technique with a result of 0.77 these were used to analyze a population of 279 students belonging to the Economically Active Population (EAP) of legal age, belonging to the seventh cycle onwards during the period from August to December of the year 2022, from which a sample of 162 students was extracted with a confidence level of 95% and a sampling error of 5%. The results obtained were that 59.88% of the students have a low level of indebtedness and 48.15% demonstrated a medium level of financial literacy. The main conclusion was that a low positive relationship was determined between the indebtedness of Administration students with the dimensions of financial culture considered in this research, such as knowledge, ability and financial attitude.
KW - Credit history
KW - financial education
KW - financial literacy
KW - over-indebtedness
KW - personal finance
UR - https://www.scopus.com/pages/publications/85172322107
M3 - Contribución a la conferencia
AN - SCOPUS:85172322107
T3 - Proceedings of the LACCEI international Multi-conference for Engineering, Education and Technology
BT - Proceedings of the 21st LACCEI International Multi-Conference for Engineering, Education and Technology
A2 - Larrondo Petrie, Maria M.
A2 - Texier, Jose
A2 - Matta, Rodolfo Andres Rivas
PB - Latin American and Caribbean Consortium of Engineering Institutions
Y2 - 19 July 2023 through 21 July 2023
ER -