TY - JOUR
T1 - Financial education from elementary school, a perspective to today
AU - Bernedo-Moreira, David Hugo
AU - Almirón-Cuentas, Juan Alberto
AU - Espiritu-Martinez, Antony Paul
AU - Ochoa-Tataje, Freddy Antonio
AU - Romero-Carazas, Rafael
N1 - Publisher Copyright:
© (2024) The Author. This work is licensed under a Creative Commons Attribution License (https://creativecommons.org/licenses/by/4.0/) that allows others to share and adapt the material for any purpose (even commercially), in any medium with an acknowledgement of the work’s authorship and initial publication in this journal.
PY - 2024/1/1
Y1 - 2024/1/1
N2 - Regular basic education imparts knowledge based on addition, subtraction, multiplication, division and reading; Additionally, and depending on the type of educational institution, other knowledge is imparted such as religion, arts, historical and social sciences, study of geography, universal history, education and civics, etc. This leads us to reflect on the type of education that is being promoted for school children today, which is not bad if all plans are fulfilled, but what happens when money is not enough until the end of the month, or when there are problems to pay the mortgage, or when there is uncertainty about the cost of living, taxes, interests. There is a crisis within a crisis, all of this demonstrates the lack of good financial education. Therefore, through the qualitative approach, we resorted to the phenomenological-hermeneutic design, and the objective was to explore the financial education provided in elementary school, and how this has served to survive during the post-school stage. The population of interest was the graduates of public and private schools, as well as professionals dedicated to teaching of the same generation. The participants expressed their opinions and beliefs on the relevance and necessity of including financial education in the school curriculum from an early age. The study provides information on these experiences, providing a basis for establishing corrective measures and formulating guidelines to promote its teaching at some pre-professional preparatory stage.
AB - Regular basic education imparts knowledge based on addition, subtraction, multiplication, division and reading; Additionally, and depending on the type of educational institution, other knowledge is imparted such as religion, arts, historical and social sciences, study of geography, universal history, education and civics, etc. This leads us to reflect on the type of education that is being promoted for school children today, which is not bad if all plans are fulfilled, but what happens when money is not enough until the end of the month, or when there are problems to pay the mortgage, or when there is uncertainty about the cost of living, taxes, interests. There is a crisis within a crisis, all of this demonstrates the lack of good financial education. Therefore, through the qualitative approach, we resorted to the phenomenological-hermeneutic design, and the objective was to explore the financial education provided in elementary school, and how this has served to survive during the post-school stage. The population of interest was the graduates of public and private schools, as well as professionals dedicated to teaching of the same generation. The participants expressed their opinions and beliefs on the relevance and necessity of including financial education in the school curriculum from an early age. The study provides information on these experiences, providing a basis for establishing corrective measures and formulating guidelines to promote its teaching at some pre-professional preparatory stage.
KW - Basic school
KW - Education
KW - Financial education
KW - Perspectives
UR - https://www.scopus.com/pages/publications/85196640265
U2 - 10.21533/pen.v12i1.3988.g1358
DO - 10.21533/pen.v12i1.3988.g1358
M3 - Article
AN - SCOPUS:85196640265
SN - 2303-4521
VL - 12
SP - 123
EP - 134
JO - Periodicals of Engineering and Natural Sciences
JF - Periodicals of Engineering and Natural Sciences
IS - 1
ER -